In the last few years, financing for home sites and construction loans have been very difficult to find.  Now with the incredible values that these home sites offer, we have found a lender that is not only on the Island, they make their decision locally.  South Carolina Bank & Trust offers Lot and Construction-Permanent loans with rates as low as 3.75%.  Building a new home can once again be an exciting alternative for prospects looking to move.

Local Decisions and Personal Service

At South Carolina Bank and Trust(SCBT) they make local decisions, and are ready to be your full service, community bank.  They have a wide range of mortgage products from 1 to 10 year ARMS as well as conforming and jumbo fixed products.  Feel free to contact Andrew for your mortgage needs, contact Andrew Phillips at 843-342-1957