If you are planning on purchasing property in the Hilton Head area and wish to simplify the financing process, choose local mortgage representatives in the Hilton Head Area.  A neighbor back home or a friend that works for XYZ bank will be challenged by Hilton Head’s special property characteristics.  A local mortgage rep can better assist a buyer navigating these local waters.

Hilton Head Locals know where to look

The reason the Hilton Head Area is so beautiful comes from the careful land planning, the HOA’s, POA’s, Regimes, ARB’s, covenants, restrictions and town requirements. A local mortgage rep has easy access to these documents if the underwriters start asking for them.  However, this is usually where the fun begins for the mortgage representative that is not local.

Hilton Head Locals are local

Local mortgage rep’s want to earn a good reputation in the Hilton Head community.  Therefore these guys and gals will do everything they can to make the process smooth and uncomplicated.  They will stop everything to solve a problem and take the extra steps to be sure their clients are happy.  A client is more than a number to them, they become a neighbor.

Communication is easier

Local reps know the locals involved in a Hilton Head transaction.  When it comes time to call the attorney about CL100 repairs or anyone else, they have no problem picking up the phone and contacting them directly.  Local reps are also easier to contact when an attorney or anyone else is looking for a status update.

Locals have local knowledge

Local mortgage reps have local knowledge about the properties they are financing.  They know a lot about these properties and some can even dispute low comps if necessary.  This local knowledge keeps deals on track and helps prevent major delays.

Choose a Hilton Head Local!

Choosing a local mortgage representative can help you avoid unforeseen issues that can affect the loan approval process.  It can speed up the process and make everyone’s job easier.  Of course, the choice is always up to the buyer, but our recommendation is choose a local and save some aggravation.