Hilton Head Real EstateNovember 2015 - Hilton Head Real Estate

Nov 25

Stuff to do after the Stuffing on Hilton Head

Be the first to comment on this post Posted by Robbie Bunting Categories: Food, Fun and Festivals, Hilton Head Main

They’re baaaaaaack! – The 75,000 lights that illuminate the Shelter Cove Town Centre will run nightly from 6-10 p.m. through Jan. 2.

Thanksgiving Wagon Ride – Enjoy a festive wagon ride as we marvel at the fall colors, as well as abundant plant and wildlife in the Sea Pines Forest Preserve. Cookies and refreshments will be provided before the tour. Reservations required; contact (843) 842-1979. $15/adult, $12/child (ages 12 & younger)

Thursday, November 26; 10am & 11:15am
Friday, November 27; 3pm & 4:15pm
Saturday, November 28; 10am & 11:15am

13th Annual Fishing Tournament Friday, November 27; 10am-12pm – Join us in the Sea Pines Forest Preserve to fish for bass, bream and catfish at Fish Island. Try to win a prize in one of our tournament categories, and roast hot dogs and marshmallows around a fire. Reservations required; contact (843) 842-1979. $15/person including fishing pole, or $10/person without fishing pole

Gregg Russell Thanksgiving Concert Friday, November 27; 7:30-9pm – Join us under the Liberty Oak in Harbour Town for a very special Gregg Russell Thanksgiving concert for the entire family, as well as the official lighting of the Harbour Town Christmas tree. Complimentary.

Caramel Apple Festival Saturday, November 28; 1-3pm – Bring the family to Heritage Farm for a fun afternoon of fall activities, including caramel apples, games, crafts and more! Rates vary based on activities. (843) 842-1979

Coligny Plaza Black Friday – Bring your family and join your friends the Coligny Outdoor Market, Friday, November 27th from 2-5pm. Food Trucks, Street-Style Vendors, Music by Cranford Hollow, Bounce Houses for the Kids and Santa Arriving by Helicopter at 2:30pm!

Festival Of Trees – Nov. 20 – Dec. 4 – Admire the beautifully decorated trees from local organizations and businesses. The highest bidder for each tree will take it home for the holidays. All proceeds from the Festival of Trees benefit the Hilton Head Preparatory School Scholarship program for local students.

The Public Art Exhibition on Hilton Head Island – The Public Art Exhibition will be held October 1 through December 31, 2015 at the beautiful Coastal Discovery Museum on Hilton Head Island.

Saturday, December 5th – 10:00 a.m. is the 2015 Town of Bluffton Christmas Parade. If you would like to participate in the parade, please register by clicking on the wreath to the right.

Happy Thanksgiving!!

From all of us at Hilton Head Properties!

Tad, Bruce, John, Rich, Aaron, Cheryl, John, Alex, Amanda, Darcey,

Ken, Terry, Jeanne, Robbie and Jane.

Nov 15

Can You Purchase a Home Even With Student Loans?

Be the first to comment on this post Posted by Robbie Bunting Categories: Hilton Head Main

As more millennials are preparing to buy a home, one issue is making it difficult for many — student loans.

The Project on Student Debt calculated that just about 7 in 10 college graduates in the Class of 2014 had student loan debt, and on average each student had about $29,000 in loans.

With mortgages often amounting to well over a hundred thousand dollars, many first-time home buyers may be asking whether they can even qualify for financing with their student debt.

So, is it possible to buy a home even with thousands of dollars in student loans? It depends.

What’s Your Debt-to-Income Ratio?

It all comes down to your debt-to-income ratio, or what percentage of your gross monthly income goes toward your total monthly mortgage payments.

Lenders recommend a debt-to-income ratio no greater than 36%, with no more than 28% of your monthly income going toward paying off your mortgage. As an example, someone who earns $50,000 in a year and has $1,500 in monthly debt payments would be right at the 36% recommendation.

So even if you are saddled with thousands of dollars in student loans, it is possible to obtain financing for a home if your debt-to-income ratio is right around that recommended ratio.

You Also Need to Consider Credit History

When home buyers apply for a mortgage, lenders look at whether they pay their bills on time and their employment history, for instance. If you have good credit history, that may further help you qualify for a mortgage.

You can always talk to a reputable lender about whether you can qualify for a mortgage with your student loan debt. Talk with us and we can help you get started with the mortgage pre-qualification process.

We Can Talk About Your Home Buying Plans

If you’re thinking of buying a home in the area, we can also recommend a reputable local mortgage lender so you can discuss the right mortgage for you, including interest rates and down payments. We even offer a free mortgage calculator on our website that can help you calculate monthly mortgage payments.

Contact us today and we can get started!

Nov 04

State Of the Island Address~Hilton Head Style

Be the first to comment on this post Posted by Robbie Bunting Categories: Great Properties on Hilton Head For Sale, Hilton Head Business Partners, Hilton Head Buyers, Special Real Estate Opportunities

We had a great summer on Hilton Head Island. We hope you did too! Some highlights included 320 sea turtles nesting on our beaches, our new Shelter Cove Towne Center Grande Opening, the addition of new Sea Pines amenities and a record breaking rental season. As the busy summer season winds down, we move into timing opportunities for Hilton Head Island for property owners, buyers and sellers. Read the rest of this entry

Nov 01

How to Prepare Your Home for the Holidays

Be the first to comment on this post Posted by Robbie Bunting Categories: Hilton Head Main

It’s already November, but major retailers have already stocked their displays with twinkling lights and shiny ornaments, so you know what that means: The holidays are here.

Easy Holiday Home Decorating Tips

Whether you plan to host holiday get-togethers with friends, family, and neighbors or plan to visit your loved ones this year, you can prepare your home with today’s best styles to get into the holiday spirit.

Here are three ways that you can decorate your home for the holidays.

Use Seasonal Centerpieces

Nothing says “festive” quite like seasonal decorations around the table. Prepare for Thanksgiving Day meals by setting out cornucopias, small pumpkins, and autumn leaves, and exchange them for holly wreaths or tiny Christmas trees close to December.

Try Scent-Sational Decorations

Cinnamon, vanilla, gingerbread — these are the warm aromas that define the holiday season. So light a few candles in the kitchen or bake some cookies to fill your home with seasonal fragrances.

Fill Your Windows with Winter Joy

Let the sun cast its rays on your holiday decorations.

You can hang decorative snowflakes from your windows and watch your room light up with the sparkles, or choose stylish window decals to give your home the look and feel of a winter wonderland.

Let Us Be Your Real Estate Resource This Season

Are you searching for a new home during the holidays? You don’t have to find it alone. We have a variety of free, helpful home buying resources that can help you discover the perfect place to call home in the coming months.

Contact us today to learn more about the area, find homes for sale, or to schedule a showing of your dream home. We are always happy to help.