See Hilton Head Vacation Real Estate on the turn!

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Hilton Head Vacation Properties for saleNow through the end of October, vacation properties on Hilton Head will be difficult to show, unless it is on the turn day.  The turn occurs on Saturday and is the time between checkout and check in.  With the market heating up, we don’t want you to miss out in seeing all the properties you have interest in.  Here are other ways to see them all.

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Top 3 Reasons to Get Pre-Approved for a Hilton Head Mortgage

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Hilton Head Proeprties R and RBefore you start your Hilton Head property search, you want to know how much you can afford, right?  There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a Hilton Head buyer, the pre-approval is more valuable to you during your property search.  Here’s why.

How Pre-Approvals Help Hilton Head Buyers

One of the main differences between mortgage pre-qualification and mortgage pre-approval is how the lender gives you the mortgage amount.

calculator and finance sheetFor pre-qualification, you give the mortgage lender your general financial history (including debts and income), and the lender gives you a mortgage estimate. For pre-approval, the lender digs deep into your credit report and gives you the exact loan amount.

If you’re choosing between getting pre-qualified for a home mortgage and getting pre-approved, choose to get pre-approved. Here are the top three reasons why:

3. Shop for Hilton Head Real Estate with a check in your pocket!

There are no estimates in a pre-approval. The lender has looked into your credit history and you’ve given the required documentation to go through with the pre-approval process.  A mortgage pre-approval is not a commitment to the loan, but it paves the way to transition into applying for a specific property — your dream home in your price range.

2.  You Can Narrow Your Hilton Head Property Search

person searching online on laptopSearching through online listings can be tedious.  How do you narrow down your Hilton Head Property search and eliminate properties that don’t work?

When you’re pre-approved, you’ll know exactly what you can afford, and you can tailor your property search around the mortgage amount. Now you can easily search through the listings with confidence and knowledge on what you can afford.

1. Hilton Head Sellers Will Take Your Offer Seriously

Hilton Head sellers like to see that you’re pre-approved — it tells them that you’re serious about buying their property.  In fact, when you’re competing with other buyers to make the best offer on your dream property, being pre-approved will give you the competitive edge over buyers who are not.

We’re Your Hilton Head Real Estate Experts

If you want more information about the mortgage pre-approval process or about finding the perfect property that fits your lifestyle, contact us today and we can get started. We’d be happy to answer any questions you have about the mortgage pre-approval process in the Hilton Head Area.

The post Top 3 Reasons to Get Pre-Approved for a Mortgage appeared first on Dakno Blog.

Choose Mortgage Representatives in the Hilton Head Area

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If you are planning on purchasing property in the Hilton Head area and wish to simplify the financing process, choose local mortgage representatives in the Hilton Head Area.  A neighbor back home or a friend that works for XYZ bank will be challenged by Hilton Head’s special property characteristics.  A local mortgage rep can better assist a buyer navigating these local waters.

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Copyright © 2022 Hilton Head Real Estate. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.
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