There will be no pity in be-back city for Hilton Head buyers after this summer.   While many have been lucky the last few years in delaying their Hilton Head purchasing decision, market research shows supply dropping as buyers get off the fence.  Buyer confidence is building and even higher priced properties are dropping in supply shown by the table below.  Looks like local REALTORS, lenders, inspectors and attorneys are going to have a HOT summer on Hilton Head in 2013! Read the rest of this entry

Happy New Year Hilton Head!  Behind us now is the fiscal cliff, the election and the tail end of the recession.  Welcome 2013!!  While we will look back on 2012 with love and affection we are very excited about the New Year ahead.  Below are the observations and expectations for 2013 Hilton Head Island Real Estate.  Read the rest of this entry

Some Hilton Head buyers and sellers may be shell shy from the past few years, but they need to get over it if they want to take advantage of timing their real estate move.  Hilton Head Inventories are dropping and for buyers and sellers it is time to jump back into the real estate market.  The past has shown us that the fear of future events is greater than the reality as we move out of the housing recession, elections and anything else that stands in the way of the housing recovery.  The Hilton Head housing market is on a slow roll. Read the rest of this entry

The first half of the year in Real Estate Sales on Hilton Head rocked in 2012.  If our sales volume is an indication of confidence in the real estate market, our individual sales volume year to date was about the total volume we did in 2011!  These sales came from everything including a dollar lot to a multimillion dollar house swap.  On my run this morning I started thinking of market research buyers and seller would like to see in this blog and have listed them below.  While we are thankful for a strong first half, the second half of 21012 looks very promising. Read the rest of this entry

We are offering Dream Home Experiences on Hilton Head Island.  The key to getting your Dream Home is to have a team that works on your behalf to make it happen.  In part 1 of  the short video above, you will hear from Karen Verechia of Studio V, a recent buyer on Hilton Head Island about how she almost lost her dream home and how she was able to put together the team that helped her get it.  In part 2 of the video below you will hear from David Crowell of Mortgage Network on how to make it happen. Read the rest of this entry

We were dancing the “hokey pokey” as real estate buyers put one foot in and took one foot out the last few years on Hilton Head.  In the 4th quarter of 2011, however, we saw buyers put both feet into the market as half-backs, second home owners and baby boomers bought properties on the Island.  As we jump into 2012, David Crowell, the largest mortgage broker on Hilton Head Island confirms the “break through market” we are heading for with his forecasts below. Read the rest of this entry

If you have something you would like to add to this list, please let us know.  We will be building this list in future and emailing out updates:

Free or almost free on Hilton Head Island and the Low Country:

1. Almost free lots in Colleton, Daufuskie, Belfair, Berkeley – We have home sites at some very compelling prices that are almost free.  Email us for more details.
2. Free Mulch – Call Christine at Sea Pines CSA for a truckload of Mulch for your flower beds.  Of course, you may have to wait for delivery(there were 28 loads in front of mine and I have to wait a week or two), but the mulch is free(with the exception of any gate fees).  The phone number for the free mulch is (843)671-1343.
3. Free Maps of Hilton Head Island, Daufuskie Island, Beaufort, Savannah and Charleston  via email.  Email us and we will send you our free Island Maps of the area.
4. Almost free – with the Dine About Club, you can enjoy a buy one get one free at many of the best restaurants on Hilton Head Island.
5. Almost free – Festivals on Hilton Head Island throughout the year!
6. Free Fax, computer use and Copiers at my office when you are visiting the Island.  We have many clients and customers stop in our office to download documents, print and fax them. Please feel free to call on us when you are on the Island visiting.
7. Free Mortgage Review and Credit Report – Our friends at Mortgage Network have offered a free mortgage review with the guru of Mortgage Money David Crowell.  They will also offer a free credit report with this office visit.
8. Have something you want us to post here?  Let us know.

Of course, some of the best things on the Island are free including a walk on the beach, a bike ride on one of the many beach paths and being outdoors in this wonderful weather!  Let us know if you have something you would like to add to the list above.

Every year we ask our trusted and local Hilton Head advisors to take a look at where we have been to get a better understanding of where we may be going.  These market trends help us better adapt to this changing market and help us guide our clients and customers as they research the Hilton Head Real Estate Market.  Below is the real estate financing update and video. Read the rest of this entry

Get a free credit report today!

Now is an incredible time for you to purchase a new property or look at refinancing your current property. To be sure you do not miss out on this opportunity Mortgage Network is offering a free credit report with every consultation.

All credit reports are not the same!

It is important to note that while credit reports are available online, the scores do not accurately reflect your score when being considered for mortgage purposes. Liabilities are weighted differently when the report is done for mortgage purposes rather than informational purposes. Our report will give you immediate insight into the interest rates and terms that are available based on your score.

All you need is the attached form and we will issue a report immediately. This is a $30 value.  Simply print the form and fax back to 843-785-6404 to the attention of David Crowell.

Looking forward to an exciting 2010!

David Crowell
Senior Loan Officer
Mortgage Network, Inc.

dcrowell@mortgagenetwork.com
1000 William Hilton Parkway
Suite 205
Hilton Head Island, SC 29928
Office: 843-842-4004
Fax: 843-785-6404

Hi Robbie,

I just wanted to take a moment to give you a quick update on the current market. We are seeing an unbelievable number of new clients in the last six weeks. People are buying and are excited to be taking advantage of the amazing prices available in our market. Deals are going smoothly and rates are still at record lows on conforming and jumbo mortgages.

The single biggest difference we have noticed is that we are now meeting with clients prior to them shopping for a property. This is working extremely well. The clients know what they can comfortably spend. Their realtor knows the clients are pre-approved and that there is financing available for the price range they are shopping in. We can even help with how the contract needs to be constructed for financing purposes. It basically eliminates unwanted “surprises” that can be deal killers in this environment.

Please encourage your clients to get their financial strategy in order prior to signing a contract. It really helps us be more effective as lenders and helps us get deals closed in a smooth and timely fashion.

We are looking forward to a fantastic 2010!

David

David Crowell
dcrowell@mortgagenetwork.com
Senior Loan Officer
Mortgage Network, Inc.
1000 William Hilton Parkway
Suite 205
Hilton Head Island, SC 29928
Office: 843-842-4004
Fax: 843-785-6404