It’s January and we already have seen multiple bids on several properties we were working on.  Prices are still fantastic, but inventories are dropping putting the spotlight on these properties around the Island.  The best way to buy a property in 2018 is to be prepared.  If you snooze, you lose in this changing market.  Listed below are some ideas to win the bid in 2018 on Hilton Head Island.

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Looking to buy, sell or rent a Hilton Head Property this year?  Check out our services!

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Hilton Head Properties Realty and Rentals is a unique one stop shop for all your real estate needs. Whether looking for a special property, a great vacation rental, property maintenance or thinking of selling, Hilton Head Properties exceptional people and services will make it easier. We offer a proactive approach to real estate and rentals whether visiting for a week or looking for something more permanent.  See our video introductions below and feel free to call on any of us anytime.  Thank you.

It is our goal that our services will allow you to enjoy all that Hilton Head offers!

Before you start your Hilton Head property search, you want to know how much you can afford, right?  There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a Hilton Head buyer, the pre-approval is more valuable to you during your property search.  Here’s why.

How Pre-Approvals Help Hilton Head Buyers

One of the main differences between mortgage pre-qualification and mortgage pre-approval is how the lender gives you the mortgage amount.

For pre-qualification, you give the mortgage lender your general financial history (including debts and income), and the lender gives you a mortgage estimate. For pre-approval, the lender digs deep into your credit report and gives you the exact loan amount.

If you’re choosing between getting pre-qualified for a home mortgage and getting pre-approved, choose to get pre-approved. Here are the top three reasons why:

3. Shop for Hilton Head Real Estate with a check in your pocket!

There are no estimates in a pre-approval. The lender has looked into your credit history and you’ve given the required documentation to go through with the pre-approval process.  A mortgage pre-approval is not a commitment to the loan, but it paves the way to transition into applying for a specific property — your dream home in your price range.

2.  You Can Narrow Your Hilton Head Property Search

Searching through online listings can be tedious.  How do you narrow down your Hilton Head Property search and eliminate properties that don’t work?

When you’re pre-approved, you’ll know exactly what you can afford, and you can tailor your property search around the mortgage amount. Now you can easily search through the listings with confidence and knowledge on what you can afford.

1. Hilton Head Sellers Will Take Your Offer Seriously

Hilton Head sellers like to see that you’re pre-approved — it tells them that you’re serious about buying their property.  In fact, when you’re competing with other buyers to make the best offer on your dream property, being pre-approved will give you the competitive edge over buyers who are not.

We’re Your Hilton Head Real Estate Experts

If you want more information about the mortgage pre-approval process or about finding the perfect property that fits your lifestyle, contact us today and we can get started. We’d be happy to answer any questions you have about the mortgage pre-approval process in the Hilton Head Area.

The post Top 3 Reasons to Get Pre-Approved for a Mortgage appeared first on Dakno Blog.

Ocean Palms features 96 beautifully furnished villas managed by the Westin Hotel. Two and three bedroom villas in Ocean Palms have an all-inclusive amenity package that includes golf, tennis, beach and the use of Westin Resorts Fitness Center, Oceanfront Pool Complex, Beach Access and Resort Shuttle.

“We are proud to represent the homeowners at Ocean Palms and we are looking forward to an exciting year,” said Robbie Bunting, owner and broker in charge of Hilton Head Properties.

Hilton Head Properties agents Bruce Tuttle and Rich Hodsdon will be focusing on the sales at Ocean Palms and will maintain a presence there, with a furnished model open 7 days a week.

For more information, contact Tuttle or Hodsdon at Hilton Head Properties’ main office, (843) 785-7111, or stop by the furnished model at Ocean Palms.

Hilton Head Properties is located at 12 New Orleans Road on Hilton Head Island. HiltonHeadProperties.biz features more than 3,000 MLS listings and includes local videos, updated real estate articles, charts/graphs, mapping, visual tours, property updates and more. For more information, call (843) 785-7111 or e-mail Info@HiltonHeadProperties.biz.

Did you know there is an ownership program set up on Hilton Head Island that offers multiple weeks of use per year?  This ownership offers 1/5th deeded interest and it is completely hassle free.  We had a client purchase this type of ownership to experience all four seasons before purchasing a full time residence, one couple gave each of their children two weeks to use every year with their families, and other couples have used theirs to escape winter every year.  Prices currently start in the $30,000’s for 10 weeks(1/5 deeded ownership).  What could you do with 10 weeks a year on the Island? Read the rest of this entry

Port Royal Village, a cozy seaside village on Hilton Head Island offers walking convenience to great golf, tennis, dining, a spa and an incredible beach.  Surrounded by Low Country beauty the village winds through moss covered oaks, tranquil lagoons, Palmettos and lush landscaping.   Accommodations offer perfect vacation getaways and year round living with added convenience to all the fabulous dining and shopping Hilton Head Island offers. Read the rest of this entry

It may be too late to fly to Paris, but not for a trip to Hilton Head Island for Valentines Day.  Hilton Head Island is only a one day drive for many and offers some  excellent Valentines events.  We have included Romantic Restaurants and Oceanfront Resort Specials for you below.  Of course, the Spanish Moss and Moonbeams are included for free.   Happy Valentines Day!

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