Oct 30
Home and Car Insurance on Hilton Head Island
We had a client ask us about insurance a few months ago and we suggested she contact our friends Robbie and Brook at Turbeville Insurance Agency in Beaufort. She told us that she not only save over $1,000 on our policy and got better coverage, she also saved hundred on her auto insurance. This kind of savings may benefit our clients, so we are passing it on to you.
Hilton Head Island home and wind insurance
The short video above with Robbie Holmquist offers information about Home Insurance in the Hilton Head Area of South Carolina. Robbie presents a new wind policy that can be combined with a Home Owner policy with the possible benefit of saving on the premium with more coverage. Contact Robbie Holmquist or Brooke Cucinella at (843)524-4500 or emails: brookec@tiasc.biz or robbieh@tiasc.biz.
If you are looking to buy or sell a home or villa in Hilton Head, Bluffton or Daufuskie, please visit www.HiltonHeadRealEstateNews.com . Thank you.
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Sep 09
We have our own language when it comes to Hilton Head real estate. We say villas, regimes, harbours and complexes when others would call them condos, condo fees, marinas, PUD’s and projects. We use the word regime for condos in Hilton Head because when a condo is built in South Carolina, a Horizontal Property Regime is formed and recorded. This regime than manages the common property going forward. This blog is about regimes fees on Hilton Head Island. Read the rest of this entry
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Aug 15
Posted by Robbie Bunting
Categories: Communities and Areas, Distressed Properties, Food, Fun and Festivals, Hilton Head Main, In the News, Market Trends and Information, Special Real Estate Opportunities, Taxes, Insurance and Ownership Expenses, Vacation and Long Term Rentals
The ” off season” brings a more relaxed pace to Hilton Head Island.
This is the perfect season to revisit the Island and gain access to properties that were hard to see during the busy summer. Let us know if you would like to plan a visit and we will help you make the trip a fun little mini-vacation with a look at some of the best properties we have ever offered(with the best interest rates too!). Thank you.
Please click here for a virtual tour of some of the best properties on the Island for sale. We look forward to your inquiry, Hilton Head visit or email. Thank you.
All the best,
Robbie Bunting
& Jane Hyers
(843)785-7111 or robbie@robbiebunting.com
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Jun 20
Updtate: Beaufort County will raise the millage, click here for more information
Beaufort County is considering raising the millage for 2nd homes, investments and commercial properties. Their resident neighbors pay far less in tax and the increase could take the second home millage rate up another 2 mills. Currently, the only source Beaufort County has to increase revenues for school operations is to raise the tax millage on commercial and non-resident property owners.
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May 30
Flood Insurance ~ Hilton Head Island, SC
Flood insurance coverage is purchased separately from homeowner’s coverage. The primary flood insurance comes from the National Flood Insurance Program (NFIP) which is underwritten by our Federal Government and administered by FEMA, the Federal Emergency Management Agency. The maximum limits of primary flood coverage available in the Hilton Head Area is $250,000 coverage for a building and $100,000 coverage for its eligible contents(typically no more than $365 per year for maximum coverage). Flood insurance is a low cost way to secure coverage to repair or replace improved and personal property if they are damaged by flooding.
Good News Flood Insurance Extension
The U.S. Senate has passed a 60-day extension of the National Flood Insurance Program, avoiding a lapse in coverage due to expire May 31. While this is temporary good news, the National Association of REALTORS® is firmly committed to working with Congress to pass a 5-year extension of the program.
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May 16
Want to get our DailyDeals list emailed to you every morning? The list below was sent to us yesterday as we subscribe to watch the latest and greatest homes on the Island. We can customize your list to include homes, villas or lots in the area you are researching. We can include short sales or foreclosures too! Just email us and write DailyDeals in the subject line. Thank you.
6 results returned
Price: $2,999,999
Spectacular 180 degree oceanfront views and gorgeous sunsets. Most desired oceanfront, oversized wal …
Listing# 315792
Bedrooms: 6
Bathrooms: 5
Square Ft.: 5508
Price: $1,155,000
Beauty, warmth & value. Fabulous 4 Bedroom, 4 1/2 Bath home in prestigious Wexford Plantation. Outst …
Listing# 315790
Bedrooms: 4
Bathrooms: 4
Partial Baths: 1
Square Ft.: 5400
Price: $579,000
Spacious Custom Designed Home overlooking the Par 3, #11 Green and Lagoon of the Country Club of Hil …
Listing# 315776
Bedrooms: 4
Bathrooms: 3
Partial Baths: 1
Square Ft.: 3529
Price: $499,000
This is the best priced home in all of Shipyard. This is a 4 BR 3 full bath with a small den upstair …
Listing# 313433
Bedrooms: 4
Bathrooms: 3
Square Ft.: 2424
Price: $435,000
Large family home over 3400 sq. ft., with 4 hughe bedrooms and 31/2 baths. Exceptionally well done a …
Listing# 315794
Bedrooms: 4
Bathrooms: 3
Partial Baths: 1
Square Ft.: 3404
Price: $415,000
Fantastic 4 Bedroom, 3 1/2 Bathroom home with desirable new granite kitchen with skylights and cherr …
Listing# 315784
Bedrooms: 4
Bathrooms: 3
Partial Baths: 1
Square Ft.: 2442
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May 16
Did you know South Carolina offers a Homestead Exemption? If you are a new homeowner that has moved to Hilton Head Island or Beaufort County and hold fee simple title, been a resident for at least one year, are over 65, have a South Carolina Drivers License or are permanently disabled or legally blind you should apply for the Homestead Exemption at our Beaufort County Auditor’s office.
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Feb 22
The other day one of our clients that buys and sells Hilton Head real estate on a regular basis sent us this article on high end mortgages(Click Here). We asked around for some ideas as to what this could mean and found out the following: Alt-A are wall street securities allow for high quality borrowers to qualify outside of the fannie mae guidelines. So loans higher than $417k can be made to borrowers who have assets but little tax return income, etc etc etc. This may mean that the street will soon be back into the market, which would mean the return of alt-A mortgage products. Which would be interesting. Or it could mean more traders have found a way to heavily profit from mortgages for a third time , with no added value ( of course ).
For more information, or discussion, please contact me. Thank you.
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Feb 08
The Medicare Tax is a 3.8% tax that goes into effect January 1, 2013 and it does not apply to all Hilton Head owners. Only “high income” owners with Adjusted Gross Incomes(AGI) of more than $200,000 for individuals or more than $250,000 for married couples will have to deal with this new tax. As well, it does not apply to principle residences under $500,000 held jointly or $250,000 for a single. We suggest checking with your financial counselors to see if it is beneficial to sell before this new tax is put into place. The reason it is called a Medicare Tax is that this money will be allocated to the Medicare Trust Fund that is part of the Social Security System.
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