Condo insurance or an HO6 insurance policy bridges the gap in coverage between a condo association’s master insurance policy and the owner’s property (furnishings, fixture and personal items) and personal liability protection.  If you are acquiring a mortgage in order to purchase a villa on Hilton Head Island, your mortgage lender will most likely require you to purchase this policy. Read the rest of this entry

Do you dream of living on Hilton Head Someday?
Let’s assume you own a home free and clear in Ohio, or have a small mortgage.  If you are over 62, you can get a Reverse Mortgage on the current property, and use the proceeds to purchase a Hilton Head  home or villa!  And the best part is that you have no payment on the home “up North”.  Reverse Mortgage Program. Read the rest of this entry