Condo insurance or an HO6 insurance policy bridges the gap in coverage between a condo association’s master insurance policy and the owner’s property (furnishings, fixture and personal items) and personal liability protection.  If you are acquiring a mortgage in order to purchase a villa on Hilton Head Island, your mortgage lender will most likely require you to purchase this policy. Read the rest of this entry

There are basically three types of  insurance for a Hilton Head Home Read the rest of this entry

If you drive through a security gate on Hilton Head Island, chances are there is an annual POA fee for this community.  POA stands for Property Owners Association which is a group of owners that oversee the roads, the security, the common area maintenance, the insurance, the lighting and landscaping in these common areas.  Some of these communities also include golf, tennis, marinas and other amenities.  Listed below is a list of these communities and the costs associated with ownership and purchase. Read the rest of this entry

Recently, a Hilton Head property pended after 900 days.  It had also been previously listed for sale for for 500+ days previously with another agent, bringing it to a grand total of over 4 years on the real estate market.  Sellers need to know that there only three reasons a property does not sell including condition, location and value. Because the condition and location were excellent, the only thing wrong was the value. Read the rest of this entry