Do you dream of building a new home some day on Hilton Head Island?  Let me tell you about a school teacher that I met that lives in a beautiful home on the Island.  What a great forward thinker.  She not only bought a lot, but she also built her dream home 10 years before she retired.  She than rented the home until she was ready to make her move.  Twenty years ago, like right now, land was cheap, mortgage rates were low and construction was affordable.  Amazing what you can learn from a school teacher. Read the rest of this entry