More and more agents are selling properties using “face time” with their buyers.  In the past, buyers had to travel to see the property before they would ever consider purchasing.  Using face time and turning the phone around allows a buyer to walk through a property with their agent, asking questions as they go.  Some buyers never stepped foot in the property until closing. Read the rest of this entry

Owning a home is a dream for many people. You have the opportunity to invest in a place of your own and build equity, not to mention carve out a space that reflects who you are and what you love.

However, worries about down payments, property taxes, maintenance, and insurance (and student loans) can make buying a home seem like wishful thinking, which is why you may prefer to rent a home or apartment.

But is renting cheaper than buying a home? There are more than just financial costs to consider. Let’s discuss the advantages and disadvantages of renting.

You Receive No Return When You Rent a Property

As a renter, you’re paying hundreds of dollars a month to live in your community, and if you want to move, it’s much easier. But renting a home doesn’t offer you investment opportunities.

Unlike paying off your home loan and building equity, the money you pay when you rent goes straight to the property owner or manager.

You Don’t Build Credit When You Rent

As this recent Forbes article explains, your credit score often does not factor in your on-time monthly rent payments, so renting a property is not a great way to build credit.

Additionally, renting doesn’t provide you with any tax benefits. If you own a home, however, you can deduct mortgage insurance and property taxes, and exclude capital gains when you sell.

You Cannot Customize Your Living Space

Not all costs are financial. There are opportunity costs of renting a home instead of buying a home, and customization is one of them.

There may be rules and regulations in your rental community that prevent you from changing your space to fit your style, such as painting the walls or upgrading the kitchen. These rules may also prevent you from living with a pet.

Owning a home means you can create your own space (with your choice of countertops and kitchen cabinets), you can invest in home improvements, and you can live with your furry companion.

You Have a Harder Time Connecting with Your Community

Forming deep connections with your neighbors is likely not high on your priority list if you’re a renter, especially when you consider that you will only be living in the community for a short time. If you desire to get to know your neighbors, homeownership is a better option.

Renting vs. Buying: The Bottom Line

Renting gives you flexibility and little maintenance to worry about. Buying a home is a long-term investment that gives you a space you can customize, helps you build credit and equity, and connects you with your community.

We want to help you make the best decision, and we have important real estate market resources that you can use to help you decide if renting is cheaper for you than buying a home. Just give us a call and we can talk about your plans.

Spring is here! The warmer weather, beautiful flowers, and longer days are perfect for viewing Hilton Head Properties in person.  It’s no wonder that the spring season is the most popular time for buyers to start looking at properties and communities in the Hilton Head area.  Before you jump in the car or book a flight, we have listed the 5 Best Strategies for Hilton Head House Hunting below.

Read the rest of this entry

Just another reason South Carolina is a great place to live.  South Carolina was tied for 5th lowest in 2016 property taxes by state.

Looking for a fun group activity on Hilton Head Island?  How about family golf clinics or even corporate golf clinics?  Talk about a great low ropes exercise for everyone.  Greg MacDonell, Head Teaching Professional at Old South Golf School can put together a program for your entire crew.  This short video introduces you to Greg and the programs he offers including Summer Golf Camps for kids. Feel free to contact Greg MacDonell at (843)384-8768 or via email at mgmhhi@aol.com.

Thinking of buying or selling, stop by The Bluffton Farmers Market and meet Aaron Fisher.  Aaron and Hilton Head Properties will be sponsoring the Farmers Market again next month.  The Farmers Market offers great produce from local farms and local vendors.  Aaron Fisher offers excellent real estate services throughout the Low Country.  Click here for Aaron’s Video about his real estate business.

The month of March brings spring, and with spring comes bright budding flowers, longer days, warmer weather, and spring cleaning. There is no better way to shake off the dreariness of winter than a freshly cleaned home ready to welcome the season. Here are 10 easy ways you can clean your home for spring.

1. Open the Windows

There’s nothing like the sun shining through your windows to usher in the feeling of spring.

Throw back the curtains, part the blinds, and open up the windows to let the fresh spring air waft through your home.

2. Organize Your Closets

If you are running out of closet space, you can put away many of your bulky winter clothes to leave room for your spring wardrobe. You can even take a few extra minutes to sort out any clothes you no longer wear to donate, giving you even more room for the upcoming season.

3. Use Detergent as an All-Purpose Cleaner

A little bit of laundry detergent can go a long way. Warm water, laundry detergent, and items that you may have around the house can help you clean:

• oil spills
• carpets
• cabinets
• stovetops
• sinks
• toilets
• walls
• countertops
• bathtubs
• and more!

These recipes for all-purpose cleaners recommend just 1/4 cup of detergent for 5 gallons of water. Simple and effective.

4. Brighten Rooms with Simple Changes

A simple change of pillows on a sofa or comforters on a bed can make a world of difference. You can rotate these household items seasonally, keeping your décor fresh and rooms feeling like new with very little effort.

5. Reorganize Living Areas

Again, small changes can make a big difference in the look and feel of your home, and rearranging the furniture in main living areas can leave your home feeling fresh and ready for spring.

6. Clean Light Switches and Fixtures

Take a few minutes to wipe fingerprints off light switches, dust your lamps, tighten the screws on any loose door hinges, and replace any incandescent light bulbs with brighter and more energy-efficient bulbs.

7. Clean Kitchen Appliances

Give your microwave and fridge a fresh look by cleaning any old food remnants from inside the appliances. An easy way to clean the microwave is by heating a bowl of water — the steam loosens the residue for easy clean-up.

8. Bring Plants Indoors

A few indoor flowers and plants can bring the fresh blooms of spring into your home, brightening living rooms, kitchens, or windowsills with ease.

9. Check Your Cabinets

Look in your kitchen and bathroom cabinets to see if anything has expired, is almost empty, or needs to be thrown away. This is a simple way to declutter your home’s key features without spending a lot of time cleaning.

10. Put Out a New Welcome Mat

What better way to welcome spring than with a new welcome mat outside your front door? This fresh feature not only adds another focal point to your entryway, it makes an excellent first impression for visitors.

Cleaning to Sell Your Home This Spring?

These spring cleaning tips can help you prepare your home to sell. Home buyers love to see homes that are bright, clean, and inviting from the front door, and these easy tips can help you get started. We can also recommend other home staging tips and home selling resources to help you make the largest return on your investment this spring; just contact us and we can talk about selling your home.

Hilton Head Properties Realty and Rentals is a unique one stop shop for all your real estate needs. Whether looking for a special property, a great vacation rental, property maintenance or thinking of selling, Hilton Head Properties exceptional people and services will make it easier. We offer a proactive approach to real estate and rentals whether visiting for a week or looking for something more permanent.  See our video introductions below and feel free to call on any of us anytime.  Thank you.

It is our goal that our services will allow you to enjoy all that Hilton Head offers!

Meet Amber Kuehn, Hilton Head Island’s awesome Sea Turtle Protection Manager.  Amber monitors the sea turtle nest along the Island’s 14 miles of beach for these federally threatened species.  Starting May 1 and ending October 31, Amber is busy making sure these nests, the baby sea turtles and their moms are safe and protected.  One of the biggest ways visitors and oceanfront owners can help is to turn off the lights on the oceanfront from 10 pm – 6 am. Read the rest of this entry

There are many benefits to owning a home: A home is an investment that can earn equity, is often cheaper to buy than to rent, and is your own place that you can fill with wonderful memories.

But another great benefit about owning a home is the financial benefits that you can take advantage of during tax season.

Major Tax Breaks for Homeowners

Owning a home, and eventually selling it, can offer you opportunities for deductions on your taxes, and we wanted to outline the major tax breaks for homeowners today. Are you taking advantage of these tax benefits?

Deduction for Mortgage Interest

In many cases, you can fully deduct the amount of your mortgage interest on your taxes. The IRS has a chart you can use to help determine if your mortgage interest is fully deductible.

A mortgage interest credit is available for lower income homeowners for part of the home mortgage interest that they pay.

Credit for Energy-Efficient Home Improvements

Available until the end of this year, homeowners who have installed solar hot water heaters, solar electric systems, wind turbines, or qualifying energy-efficient home improvements can take a tax credit as part of the Residential Energy Efficient Property Credit.

The credit is for 30% of the cost for these energy-efficient home improvements.

Deduction for Property Taxes

In addition to deducting your mortgage interest, you can also deduct the annual taxes you pay on your home’s value, called real estate taxes.

Deduction for Capital Gains

If you have used your home as your primary residence when you sell, you can exclude up to $250,000 in capital gains from the home sale on your taxes (or $500,000 if you are married filing jointly).

To learn what other tax benefits you may take advantage of, visit the Credits and Deductions page on the IRS website or read this MarketWatch article about other tax breaks for homeowners.

Let Us Help You Find the Perfect Home

If you have been considering buying a home and are ready to start your search, we can help you find the perfect home that falls within your budget and provide you with helpful real estate resources to make the journey to homeownership as smooth and enjoyable as possible.

Contact us today and let’s talk about your goals for owning a home.