“Face Time” Your Next Real Estate Purchase

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Real Estate Buyers Love Face Time!

More and more agents are selling properties using “face time” with their buyers.  In the past, buyers had to travel to see the property before they would ever consider purchasing.  Using face time and turning the phone around allows a buyer to walk through a property with their agent, asking questions as they go.  Some buyers never stepped foot in the property until closing. Read the rest of this entry

See you at WiseGuys on Hilton Head for a great early bird!

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Three Course Early Dining – $15

Add a Glass of House Wine – 3.25

Early bird specials, everyday 4:30-5:30.

1513 Main Street • 843.842.8866
Open Daily 5pm • Friday 4pm

Happy Hour 5 – 7 • Friday 4 – 7
$10 of bottles of wine
$1 tokens on all drinks

First Course – Choose One

House Made Pimento Cheese Dip

 Tillamook Cheddar – Smoked Gouda – Fire Roasted Sweet Peppers – Mediterranean Olives – Panzanella Crackers

Roasted Eggplant Dip

Fire Roasted Sweet Peppers – Feta Crumbles – Seasoned Pita Chips

Smoked Salmon Spread

House Hickory Smoked Salmon – Panzanella Crackers – Caper Relish

Yukon Gold Potato Chips

Fresh Chives – Gorgonzola Cheese

Second Course – Choose One

Dinner Salad

 House Greens – Crisp Garden Vegetables – Choice of: Cranberry Balsamic, Creamy Avocado Caesar, or Sweet and Sour Honey Mustard Vinaigrette

“Not so Traditional” Caesar

 Crisp Romaine Lettuce – Creamy Avocado Caesar Dressing – Manchego Cheese – Crispy Polenta Croutons

Soup Du Jour

Fresh Soups Made with Love Daily 

Third Course – Choose One

BBQ Skewers

Pork Tenderloin and Vegetable Skewer – Sweet and Smoky Barbeque Glaze – Smoked Gouda Grits – Cole Slaw

Grilled Lamb Chops

Savory Herb and Garlic Marinade – Mashed Potatoes – Grilled Asparagus

Cedar Plank Roasted Salmon

Sweet Bourbon Soy Glaze – Mashed Potatoes – Grilled Asparagus

Hawaiian Flank Steak

Teriyaki Glaze – Mashed Potatoes – Cole Slaw

Shrimp or Chicken Pasta

Angel Hair Pasta – Choice of Alfredo Sauce, Tomato Basil, or Tomato Cream Sauce

Cripsy Fish Tacos

Fresh Grilled Mahi Mahi – Roasted Corn Salsa – Cilantro Lime Crème Fraiche – Grits

Fried Seafood and Chips

Fried Shrimp – Scallops – Mahi Mahi – Cole Slaw – Homemade Potato Chips

Margherita Pizzetta

Tomato Basil Sauce – Fresh Mozzarella – House Made Basil Pesto

The Guru of Financial Strategy on Hilton Head Island!

1 Comment | Leave A Comment Categories: Communities and Areas, Taxes, Insurance and Ownership Expenses

Dear Friends, Clients and Fellow Associates~

I asked my good friend and financial strategist, David Crowell to put together some rates and thoughts of the market for your review.  This guy is really the Guru of Finance and Strategy. 

If you are even thinking of buying, refinancing or are simply researching real estate, fill out the Free Strategy Session Questionnaire and we will set up a free financial strategy meeting with David Crowell.  His office will schedule a phone or in office appointment with you.  You can fax this easy questionnaire back to 1-866-680-1137.  If you plan on owning someday or own right now, you have everything to gain.  (Be sure to ask him about his free refinance for life program for his clients when you meet!)

Enjoy this great fall weather…

Robbie Bunting & Jane Hyers

A note from David Crowell:

Dear Robbie,

I am taking a minute to give you my assessment of the real estate market. Obviously, as the largest lender in the area, we see lots of people, and we see lots of transactions. So this gives us a different perspective.

First,  Market Values. Because a number of properties on the market are selling as a result of foreclosure and “short sale”, apparent values can seem extremely low. For example if someone in a $600,000 neighborhood is foreclosed, and the bank sells at $250,000, this causes enormous heart-burn. It does not however mean that everyone else’s home is now worth $250,000! It means that there is downward price pressure, but not a call to 911. Conclusion: A sensible buyer needs to be happy for the current bargain prices, but not be seduced into thinking that everything is a “steal”.

Second,  Interest Rates. This is simple and often over-looked in this market. Rates are at ALL TIME LOWS . the government’s effort to push them down HAS WORKED. Property is roughly 25% less expensive to own due to rates alone than it was 3 years ago. Add that to pricing discounts of 20% across the board…..and you have a discount to the cost of ownership of 45%. This is truly amazing and not sufficiently emphasized.

Third,   Availability of Financing. We have money coming out of our ears! We have jumbo loans up to $3 million! We have FHA financing for 1sttime homebuyers up to 96.5%, which coupled with the $8000 rebate is 100% financing.

There simply is NOT an availability issue. What is different? Pretty much the sole significant difference is that down payments for most homes (not first homebuyers)  now need to be 20%. We find that there is virtually no borrower who cannot find the necessary down payment somehow or other.

Last, Over-all Assessment. We are busy as can be. Much of our time is spent helping folks who are heavily invested and need to lighten the load. But for anyone who is in the position to be a Buyer…..this is the very best of times. There is literally NO REASON for a potential Buyer to hold off at this time. Neither the pricing or the rates are going to improve. The thing that will improve is attitudes, and when they do, the pricing will be gone! The rates are good for another 6 months or so, and then they will be gone too when inflation starts to hit. So if you have anyone who is hesitant……let me tell them firmly  that it doesn’t get any better!!

Anyway, hope this sums up my state of mind on a Monday morning! Best to all, David.

David Crowell

Senior Loan Officer

Mortgage Network, Inc.

1000 William Hilton Parkway

Suite 205

Hilton Head Island, SC 29928

Office: 843-842-4004

P.S.  ~ We have attached a FREE FINANCIAL strategy session with the guru of financial strategy.  Simply print it out by clicking a Free Strategy Session Questionnaire, please fill it out and fax it back to 1-866-680-1137.  David’s office will call and schedule your session either in person or in office.  Thank you.

Why are non residents paying taxes for our Schools?

Be the first to comment on this post Categories: Taxes, Insurance and Ownership Expenses

A note from Bob Arundell:

The SC State Legislature determines to what owners property taxes apply.  During the due and cry when voters were clamoring for property tax relief(Remember California’s Proposition 13?), the SC State Legislature granted resident homeowners an exemption from paying school operations taxes. To replace those funds, the State Legislature added a 1% sales tax that goes directly to fund school operations.

One problem is that the sales tax did not bring in as much money as the property tax relief granted to resident homeowners took away. The local school board looked into imposing what is called an “impact fee” on all new construction to divert some of the cost of building new schools; however, as it turns out, the State Legislature also prohibits school districts from imposing impact fees. The local district also does not have the authority to alter the sales tax rate. Finally, in an effort to send more funds to the poorest school districts in the state, the SC Legislature passed a law that allocated the state’sgeneral public education funds based on the relative “wealth” of each county.  A county’s “wealth” is determined by looking at its total property tax base (i.e. the fair market value of all real estate in the county.) By virtue of its resort, beach oriented nature, Beaufort County was ranked as the”wealthiest” county. As a result, the local school district’s allocation of the state’s general public education funds went from a high of about $35 million to zero last year.

The bottom line is this: The Beaufort County School District is charged with educating about 20,000 students. The only source it has to increase revenues for operations is to raise the tax mill on commercial and non-resident property owners. The good news is that for the coming year, the school district has set the commercial and non-resident property owners at a level that is 10.2% LOWER than the year before! Because property values were re-assessed for the coming tax bills, the school district believes that those whose property values increased by no more than the county average (11.4%) will not have a tax increase for the coming year.

As there are far more “poorer” counties than there are “wealthy” ones, there are not enough votes to change the laws right now. Out of state owners should complain to the U.S. Congressman or Senator about how they are being discriminated for being an out-of-state property owner.

Hope this answers the question.

Bob Arundell

Tax Attorney and CPA


Hilton Head – Blog Archive August 6, 2009

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Great Reasons to live here!

Dear Friends, Clients and Fellow Associates~

This week will be spotlighting the Top Ten Reasons to live in Long Cove(click) with its 660 acres, great neighbors and its fantastic Pete Dye Golf Course.  Also spotlighted is Hilton Head’s original beach community, Folly Field(click) with all its incredible sports fields and plentiful beach parks.

We have recently added new links and articles including:

  1. Click Here for Hotel Condo Units Beachfront in Palmetto Dunes from $89,900
  2. Click here for an article on “Timing the bottom is not as important as time on the Island”.
  3. Click here for information on rentals that we can help you with!
  4. Click Here to see some great Visual Tours of some incredible properties!
  5. Click here for some great buyer links

Just click on the underlined link above to find out more.  It is our pleasure and goal to provide exceptional service, create raving fans and help our clients and friends succeed!  Thank you.


Happy summer on an Island~
Robbie Bunting
& Jane Hyers 

P.S.  ~ Thanks to all the great real estate agents working hard to help  
           you find your place in the sun!  Good Job, Good Job! 

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Hilton Head – Blog Archive August 12, 2009

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Creative financing and more…

Dear Clients, Friends and Fellow Associates~

I credit this economy for allowing my clients to get better properties at better prices.   I also credit this economy for the chance to find creative solutions for my buyers and sellers.  We have listed several creative financing ideas in the linked article to help our clients, friends and fellow associates move faster and save money! +++CLICK HERE for creative financing ideas!

Here’s what else you can find in this week’s news:
+++CLICK HERE for a great new waterfront community
+++CLICK HERE for some great Palmetto Dunes Properties
+++CLICK HERE for some great Palmetto Hall Properties
+++CLICK HERE for a sell short ~ buy shorter success story
+++CLICK HERE for our foreclosure tours on the Island
+++CLICK HERE for some Good News Articles about Real Estate


All the Best~

Robbie Bunting
& Jane Hyers 


P.S.  Everyone loves waterfront dining!   Our suggestions are try the french onion soup at Bistro 17 in Shelter Cover and the pulled pork barbeque sandwich at the Up the Creek Pub on Marshland Road at Broad Creek Marina.  Both of these restaurants are unique and wonderful.


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Copyright © 2021 Hilton Head Real Estate. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.
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