Five Tips For Moving to Hilton Head Island

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If you have ever visited Hilton Head Island, the weather, beaches, residents and natural beauty are very hard to leave behind.  Living on an Hilton Head Island offers residents perks and benefits that make living here worth the big move.  If you are planning on living on the Island someday, we have listed five tips for moving to Hilton Head.

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Taking a Stand on Home Ownership

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The U. S. Senate has passed tax reform legislation that could change the face of home ownership.  The House passed its own version on tax reform on November 16.  The members of the Senate and the House now must come together to agree on a final bill.

Thanks to our members’ engagement, REALTORS have helped positively influence tax reform in some key areas.  For example, both the House and Senate have agreed to maintain deductibility of state and local property taxes up to $10,000, and to maintain Section 1031 tax-deferred exchanges in their present form for real estate investments.

If you would like information on this reform please click HERE. Incentives for home ownership and the capital gains tax exclusion on the sale of a home MUST be protected.

It pays to Shop Home Insurance on Hilton Head Island

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It’s a good idea to shop your property insurance in the Hilton Head area.  One of our clients will save $10,000 per year in flood insurance alone(with some modifications).   These savings may not be available for every property, but it certainly pays to shop.  This article on flood insurance  could be good news for many Hilton Head home owners.  If you would like some recommendations for Insurance Agencies in the Hilton Head area just let us know.  We can be reached at or call us at (843)785-7111.

How to establish a 4% resident tax in South Carolina.

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HiltonHeadHomesBelow is a quick “how to” apply for the 4% residential tax in the Hilton Head Area.  When you purchase a property for your primary home in the Hilton Head area you can apply as soon as you close.  But, keep in mind you may have to reapply in the second year if your new home had previously been a second home.  Read more below.

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South Carolina Property Taxes are 5th lowest!

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Just another reason South Carolina is a great place to live.  South Carolina was tied for 5th lowest in 2016 property taxes by state.

Source: WalletHub

Hilton Head Home Insurance Update – January 2016

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Hilton Head Insurance and BrokerageInsurance Update from Gary Davis at Hilton Head Insurance and Brokerage.  The flood insurance information may be helpful if you own an older home built in the 1970’s and 1980’s.  There are Sea Pines homeowners that may save on this program.   Read the rest of this entry

Did you Purchase Hilton Head Property in 2013, 2014 or 2015?

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Tax_Map_Key_for_Hilton_HeadIf you purchased Hilton Head Property in 2013 or 2014, and the value established by the County exceeds your purchase price, you may have a basis for an appeal.  In and around August of the year after you purchased your property, you most likely received a notice stating the assessed value of your purchase.   Many ignore the notice and miss the ninety day window to appeal. Good News! You still can appeal and if successful you can enjoy savings. Read the rest of this entry

Mapping out the Fees for each Hilton Head Community

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Many of the communities in the Hilton Head Area have fees for security, common area maintenance and some even include golf, tennis and boating. These communities are located in Bluffton, Daufuskie Island and Hilton Head Island.

Simply click on a button in the above map and the community fees associated with that area will pop up.  You can also click on the upper left 3 hash lines for a list of communities to shop and compare.

We have updated the community fees on this link.  Please call us anytime if you have any questions about these communities or the fees associated with them.   Our office line is (843)785-7111 or you can email us at  Thank You.

Property Taxes are due before January 15 for Hilton Head Properties

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Hilton Head Proeprties R and RIf you own property in  the Hilton Head Area, it is likely you will be dropping the tax bill and your payment into the mail before January 15, 2015.  We have listed additional information, deadlines and forms for Tax Appeals, Homestead Exemption, Assessment Ratios and Tax Installments below for your review.  Note some of these have a January 15 deadline too.

  • If you do not agree with your taxes, get an appeal going this year.  If the appeal is successful the savings are for the next three (3!) years if filed this year.  You can do this anytime before the December 31.  Just click here for the appeal form and e-mail today for comps(click here) and or a recommendation of a local appraiser to help you with this.
  • Do you qualify for the Homestead Exemption?  South Carolina also allows for a $50,000 homestead exemption on the fair market value of a home for residents who are age 65 or older, totally and permanently disabled, or legally blind.
  • Do you qualify as a permanent resident in the Hilton Head Area?  If you do, there are tax savings that apply.  The assessment ratio of 4% applies to permanent residents.  This application needs to be filled out before January 15, 2015 for owner occupied legal residents.  The questions in this application will help you determine if the 4%  applies.
  • Pay your taxes in Installments – If you would like to pay your taxes in installments, applications are due by January 15, 2015 if you would like to pay your 2015 taxes in installments.

2015 Real Estate in the Hilton Head Area

If you are not using your property and paying the taxes, the opportunity to sell is NOW.  There are buyers in the market and the New Year is starting strong.  With the majority of our buyers financing their purchases, buyers and sellers need to keep a watchful eye on the current interest rates. A half a point rate change can affect the buyers affordability by up to 10%.  For example on a $600,000 home with a half point rate change a buyer would now only be able to afford $540,000 under this scenario.  Both a buyer and seller lose, when there is $60,000(10%) less in buying power!  Just email me for a free market value today.

Top 10 Reasons you will love Hilton Head Island

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  1. Hilton Head IslandHilton Head is easy to get to and from!  A client told me the other day told that they were looking at places far away, but came back to Hilton Head Island because they would use it more.  I am sure there is a point of diminishing return when you factor distance to use.  Click here to read driving distances to Hilton Head from many cities.  On top of that, with two convenient airports, Hilton Head Island is one of the easiest Island’s to travel to or from.
  2. Hilton Head’s weather is subtropical!  The Island is kept warmer in the winter and cooler in the summer by ocean breezes over the warm sea(that is why you see people swimming in the ocean in January).  In fact, our moderate winter days are typically warmer than other inland southern cities.  Winter months offer sub tropical temperatures that are perfect for snowbirds or vacationers looking for a warm weather escape.
  3. Hilton Head is surrounded by beauty and amenities! With 53 miles of bike pathways, 12 miles of beaches, 24 Championship Golf Courses,  260 + tennis courts Chaplan Park, Crossings Park, 1300 acres of land owned parks, some of the best things about living on Hilton Head Island is the natural beauty that we never take for granted.
  4. Hilton Head offers small town living with big city benefits!  Hilton Head Island’s year round population is just under 40,000, but the Island offers incredible restaurants, a great hospital, airport, library, sensational shopping, fabulous grocery stores and even a PGA golf tournament.
  5. Hilton Head is in the center of everything!  Hilton Head is located in the geographic center of Beaufort, Savannah, and Charleston.  These historical cities are easy day trips from Hilton Head Island.  As well, living on an Island that is 5 miles x 12 miles, one is never far from anything.
  6. Hilton Head has happy people living here!  Hilton Head is a lifestyle choice as very few are ever transferred to the Island for their work.  That and over 200+ days of sunshine really make Islanders a very happy bunch.  They say hello when they are out and even may waive when they drive by.
  7. Hilton Head has great festivals and events!  The Island festivals include Spring, Summer, Fall and Winter events that make Island living fun.  You can also visit the chamber’s  festival calendar to see what is going on anytime of the year.
  8. Hilton Head appeals to all!  Great schools attract the families, warm weather and great amenties attract the retiree and second home owner and for the professional(doctors, teachers and business) Hilton Head offers a high quality lifestyle near the beach.
  9. Hilton Head is a limited finite resource.  It an Island that is 97% developed.  We’re not sure how long the seats will last, but right now you can buy awesome real estate on Hilton Head Island.   Whether it’s a villa, home or a homesite for someday, you can find paradise.  Give me a call at (843)785-7111 ext. 1 or send me an email and I will send you some ideas.
  10. Hilton Head still offers the best things for free(or almost free)  Soaking up sun on the beach, enjoying a sunset over the water, paddling a kayak, a rusty bike ride, a dip in the ocean, sitting under a moss covered oak, counting the stars and enjoying the colors in the October sky, walking the beach are all of the best reasons to live on Hilton Head Island, South Carolina.

Copyright © 2018 Hilton Head Real Estate. All rights reserved. Disclaimer: All content on this blog is my own opinion and should not be treated as fact or relied upon when purchasing or selling real estate.
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